 |
LOAN TYPE
|
REQ’D MEMBERSHIP LENGTH
|
MAX LOAN AMT
|
NUMBER OF MONTHS
|
RATE
|
|
|
|
|
|
Signature
|
New to 3 years
|
Not to exceed 10% of gross primary salary
|
36 months
60 months
|
10%
12%
|
|
|
|
|
|
Signature
|
3 years or over
|
May apply up to $7,500
|
36 months
60 months
|
10%
12%
|
|
|
|
|
|
New cars, boats, trucks, SUVs
Note: 100% funding plus
sales tax
|
None
None
None
None
|
$50,000
$50,000
$50,000
$50,000
|
36 months
48 months
60 months
72 months
|
3.25%
3.75%
3.99%
5%
|
|
|
|
|
|
Used autos, etc., as above
|
None
None
None
|
100% of average retail price
|
36 months
48 months
60 months
|
3.5%
3.99%
5%
|
Used autos, etc. older than 5 years
|
None
|
100% of average retail
price
|
60 months
|
6.9%
|
Shares
|
None
|
Total in share amount
|
84 months
|
3%
|
|
|
|
|
|
Home Equity LOC
|
None
|
$80,000
|
180 months
|
8%
|
|
|
|
|
|
Home Equity Loans
|
None
|
Minimum $25,000
|
180 months
|
5% fixed
|
|
|
|
|
|
*Rates Effective October 2011
| |
