COVID-19 Resources for the Business and Nonprofit Community
The Town of Arlington is committed to supporting you during this difficult period of closures and restrictions to stem the spread of COVID-19 infections in our region. Ongoing updates are being posted on the Town's website regarding our comprehensive response to COVID-19.
Please contact Ali Carter, Economic Development Coordinator, at email@example.com, if you have any questions or need assistance navigating these resources.
Arlington Business Information
Please review the March 23, 2020 Essential Services And Revised Gatherings Order, list of essential services, and FAQ about essential services. If your business is not on the list of essential services, you can request that designation through the Massachusetts Executive Office of Housing and Economic Development.
The Town is maintaining a list of open businesses in Arlington. The listings will be updated at least once daily. Please contact businesses directly before placing and order or going to their establishment to confirm that they are open, as the information on this list is subject to change.
Town of Arlington Guidance for Businesses and Employers to reduce the spread of COVID-19.
Small Business Recovery Loan Fund
The $10 million Small Business Recovery Loan Fund, administered by Massachusetts Growth Capital Corporation (MGCC), to provide emergency capital up to $75,000 to Massachusetts-based businesses impacted by COVID-19 with under 50 full- and part-time employees, including nonprofits.
This fund is being offered with no payments due for the first 6 months, then 30-months of principal and interest payments and no prepayment penalties (annual interest rate of 3.0%).
Small Business Administration’s Economic Injury Disaster Loan Program
The Economic Injury Disaster Loan (EIDL) Program offers Massachusetts businesses who are experiencing hardships resulting from the COVID-19 outbreak access up to $2M in emergency loan capital with rates capped at 3.75%.
The Small Business Administration has recently made adjustments to its EIDL program structure and process. Moving forward, EIDL loans will defer payments for the first year (twelve months) of the loan. This is a change from the initial loan structure, which allowed payment deferral for four months. There is an expedited process for loans under $500k, allowing them to bypass the requirement to submit current tax returns. Other IRS forms and guarantees will still be required. Please note that private non-profits don’t qualify for this exemption.
Businesses can apply for the program here: https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email firstname.lastname@example.org for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339.
U.S. Small Business Administration, SCORE, and Women Business Centers will be providing workshops to answer questions and to help small businesses with the loan application process.
The Executive Office of Labor and Workforce Development offers resources for businesses related to employee benefits and will post additional guidance as it becomes available.
SBA Announces Express Bridge Loan Program to Bridge Long-Term Financing
The Small Business Administration is offering an Express Bridge Loan Program to small businesses impacted by COVID-19. This program authorizes SBA Express Lenders to provide expedited SBA-guaranteed bridge loan financing on an emergency basis in amounts up to $25,000 for disaster-related purposes to small businesses who have applied for and await long-term financing (including the Economic Injury Disaster Loan program).
Interested businesses can use the SBA’s Lender Match Tool to find an Express Bridge Loan Lender and apply.
Small Business Tax Relief Measures - Late-file and Late-pay Penalties Waived
The Baker-Polito Administration recently announced administrative tax relief measures for small local businesses which have been impacted by the ongoing COVID-19 outbreak, especially in the restaurant and hospitality sectors. This tax relief includes postponing the collection of regular sales tax, meals tax, and room occupancy taxes that would be due in March, April and May so that they will instead be due on June 20.
The Department of Revenue announced today that it will waive any late-file or late-pay penalties for returns and payment due for meals and room occupancy taxes between March 20 and May 31, 2020.
Businesses that paid less than $150,000 in regular sales plus meals taxes in the year ending February 29, 2020 will be eligible for relief for sales and meals taxes, and business that paid less than $150,000 in room occupancy taxes in the year ending February 29, 2020 will be eligible for relief with respect to room occupancy taxes.
The MA Department of Unemployment Assistance has resources for employees.
- To file for unemployment benefits online, click here.
- For assistance by phone, call (617) 626-6338, daily 6 a.m.–10 p.m. Voice relay 711 via their website.
- The Boston Globe published this helpful article on applying for unemployment in MA due to the health crisis.
- The MA Department of Unemployment Assistance gives daily presentations online and by phone detailing the process of filing for unemployment step by step.
- Información de desempleo de Massachusetts sobre el virus COVID-19 en Español esta aqui.
The WorkShare program, a tool to help employers avoid layoffs during a downturn.
The Rapid Response program, which works closely with companies to avert layoffs and keep a skilled workforce engaged in the existing regional economy or industry.
Other Guidance and Resources for Businesses
CDC Interim Guidance for Businesses and Employers
U.S. Small Business Association Guidance and Loan Resources
Commonwealth of Massachusetts Guidance
National Main Street Center Resources
Mainvest Main Street Initiative
Boston Business Journal Resource Guide for Businesses
US Department of Commerce Coronavirus Special Topic Conference Call Series
Lawyers for Civil Rights
GoFundMe's Small Business Relief Fund
Facebook for Business COVID-19 Resource Hub
CDC Business Planning Pandemic Checklist
Economic Development Collaborative COVID-19 Business Resources
ROI Business Advisors Coronavirus Business Checklist